Rent Affordability Calculator

Calculate how much rent you can afford based on your income, expenses, and savings goals. Get personalized rent recommendations and utility estimates by state.

Free Rent Calculator Tool

Use our free rent calculator to determine the maximum rent you can afford. This rent affordability calculator helps you budget smart by analyzing your monthly income, expenses, and savings to provide personalized rent recommendations. Calculate rent payments that fit your budget and find affordable housing options.

Calculator Input Controls

Location & Finances

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Rent Calculation Results

Ready to Calculate?

Fill in your financial details and select your state to see personalized rent recommendations

How to Use This Rent Calculator

This rent affordability calculator helps you determine how much rent you can afford based on the 30% rule and your personal financial situation. Simply enter your monthly income, expenses, and savings goals to get personalized rent recommendations.

What is the 30% Rule for Rent?

The 30% rule suggests that you should spend no more than 30% of your gross monthly income on rent. However, this calculator uses your net income and considers your expenses and savings to provide more accurate recommendations.

Calculate Your Affordable Rent

Use this tool to calculate rent payments that fit your budget. Enter your post-tax income, monthly expenses, and savings contributions to see both recommended and maximum rent amounts, plus estimated utility costs for your state.